It’s your wealth. We want to help you protect & grow it.

We help pre-retirees and retirees, just like you, achieve their financial goals & confidently plan for retirement.

Our mission is to provide confidence to our clients by offering tailored strategies that help protect their well-being and assets.

The Covenant Mission

Our Company Values

We plan with purpose and integrity. Your financial stability and legacy are our top priorities, and we're committed to building a brighter future for you and your family.

Covenant Financial's main office is in Abingdon, VA, and serving Southwest Virginia, Southern West Virginia and East Tennessee. As a member of the National Ethics Bureau, they take pride in putting the client’s needs first. Covenant Financial's credentials include the FIC, FSS, FICF professional insurance counselor designations, and the noted, consistent MDRT qualifier--Million Dollar Round Table member. Currently, the practice is pursuing the designation of “RIA” – registered investment advisors for every state in the USA.

Your Needs First

Terry Johnson, FIC

Terry Johnson is the CEO of Covenant Financial. For years, he has been assisting retirees, and those approaching retirement, to better understand safe money strategies and income management. Through Covenant Financial's programs, he helps inform retirees and others approaching retirement about strategies that help to protect and preserve their assets, increase retirement income, and potentially reduce their tax burden.