Covenant Financial

Services to Protect Your Financial Future

We help you prepare for the uncertainties in life with customized insurance strategies.

Retirement Income Planning

Just like preparing for a long hike, you want to be financially prepared for retirement. A large portion of pre-planning is diligently saving, as your future monthly retirement income depends on it. But how do you know you have enough saved or when it’s time to retire? We’ll help you by taking a holistic look at your situation and find ways we may be able to maximize your income. So, let’s lace up those hiking boots and scale the retirement mountain together.

Long-Term Care Insurance

Did you know that up to 70% of people 65 and older will need some type of long-term care services and support to help with everyday activities?¹ While that statistic is startling, nobody knows what their future holds and preparing ahead of time can only give you confidence. Long-term care insurance pays for what Medicare doesn’t, covers you long term and provides care your way—whether that be at a facility or in the comfort of your own home. We’ll help find the right option for you.


1LongTermCare.gov, How much care will you need?, 2017.

Life Insurance

Permanent or term life insurance, a juvenile policy or key person life insurance, it’s important to consider coverage that can provide some form of financial stability to those close to you, in the event of a worst-case scenario. But there’s more to life insurance than covering end-of-life expenses. There are living benefits different policies can offer, too. These benefits can include cash value growth, access to the cash value, paying medical bills for a terminal or critical illness and more.

Legacy Planning

Every legacy plan looks different. Whether it be leaving a portion of your estate to grandchildren or to a cause, it’s important to incorporate legacy planning into your financial strategy to ensure the distribution of your wealth aligns with your wishes. You may have questions like, “How do I make this process easy for my heirs?” Or, “What steps are involved?” We believe effective legacy planning aligns with your intentions and how you want your wealth preserved.

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